July 15, 2016
For many, getting in better financial shape is at the top of the to-do list. But year after year, many employees and entrepreneurs alike find themselves at a loss for how to keep track of their spending and n their financial goals. Thankfully, it’s easier than ever nowadays to keep track of your spending and reach your financial goals with the use of technology and the latest apps. Here’s the apps, programs, and websites that should be on your list if you’re looking to succeed in your financial goals.
Budgeting is one of the surefire ways for anyone to make a difference with improving their financial goals. However, it can be hard to stick to the plan without reminders and incentives. YouNeedABudget is a websites dedicated to helping users stay on track with their own financial goals.
What sets YNAB apart from other apps is both the accessibility – it’s available on web, iOS, and Android – and the flexibility (you can set up more than one account). One of the few downsides, however, come from the difficulty of maintaining more than one account at a time. If you’re looking to improve your individual financial goals, rather than with a partner or group, than YNAB is worth checking out. Though it’s a paid service, users can try the app for free for 34 days.
Cash back rewards programs can be great incentives for saving, as it’s done automatically while you shop for essentials. Many consumers are already familiar with eBates, but other sites with similar approaches have begun popping up, helping to make shopping while saving as painless as possible.
Jet markets to the everyday consumer with providing a mix of everyday essentials to other desirable goods. Programs like this are ideal for consumers who prefer online shopping or purchase a large number of goods online – especially with the help of their Chrome extension. Though cash back rewards can range, getting 20 percent cash back per purchase can make a significant difference.
GnuCash, software that provides “personal and small-business financial-accounting” can help you digitally manage your earnings and savings with one program. Powerful and flexible, this software can track everything that makes u your financial portfolio – including stocks and investments. This is another good option to consider if your financial portfolio is a bit more complex than the average person, and you need additional assistance keeping track of it all with one program.
Budgeting and keeping track of your spending can be complicated, but it doesn’t have t be impossible. With programs like these to help ease the burden of saving, you can rest easy knowing that you’re well on your way to accomplishing tour financial goals with these apps.
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