How to Use Your Phone to Save Yourself Money

June 11, 2016

6:00 pm

We live in a world where we carry around a powerful computer in our pockets at all times. Phones are wonderful tools that provide us entertainment, keep us in touch, and teach us a wealth of knowledge. Why not use this amazing tool to help you save money?

The good news is that there are a ton of different apps out there for a ton of different uses. The bad news is that with all these options, it might be difficult knowing where to start. Here are some ways you can use your phone to save yourself money.

Use a Budgeting App

If you’re concerned with saving money, the first place you’ll need to look is at your budget. A budget will keep you on track and allow for no surprises. Thankfully, there are many different budgeting apps out there, so you will always be able to keep your budget with you and refer back to it when you need to. For example, if you’re at the store and eyeing a new TV, you’ll be able to pull out your phone, check to see how much money you have budgeted for such a purchase, and then decide if the purchase is worth it.

Use Coupon Apps and Websites

Not only can you use your phone to keep track of your spending, you can use it to save you money when you do spend. Some coupon apps offer discounted rates for businesses in your neighborhood and even notify you when you are physically close to a deal. And voucher websites regularly send you the best deals. Using coupons isn’t going to save you millions, but what you do save will add up in the long run.

Price Compare With Your Phone

Having a phone on you means that you have the power at any time to draw from the world’s knowledge. This includes how much the store across town is selling its products for. If you’re ever eyeing a purchase and thinking, “I could be saving money on this,” all you have to do is pull out your phone and do a quick search for other stores near you. You’d be surprised at the price differences on certain items.

Use Your Bank’s App

These days, everyone has gone digital, and make no mistake, the banks don’t want to be left in the dust. All the major banks, and most of the little ones, feature online banking. The benefit of using your bank’s app is that you’ll always have a clear record of the money that is coming in and going out of your account. You’ll be able to see what transactions are pending across all the accounts you have with your bank.

Additionally, many banking apps will notify you if your savings are running low or if a payment doesn’t go through as it should. While this won’t happen often, you’ll be happy you had the app when it does.

Make free phone calls

If you spend often, you’ll want to look at a VOIP, which stands for Voice Over IP. Basically, VOIP allows you to make calls over data. This means that if your phone is connected to the internet at home or work, you can choose to make calls over the internet connection rather than through your phone company’s cell towers. Perhaps you’re coming close to your calling minutes every month, or even worse, going past the limit and paying fees. Apps such as Skype, Facebook Messenger, WhatsApp, and Google Hangouts feature VOIP calling, so you can save on your phone bills.

While the mobile software industry is about a decade old, it’s really still in its infancy, and there are sure to be some exciting developments in the upcoming years.

Be sure to keep up on the upcoming trends for more ways to save money with your phone. That said, if you follow these simple tips, you’ll be off to a good start.

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Usman Raza is founder of and digital marketing guru.When not working there is 99% chance that he is praying with his family. Usman played vital role in developing following brands, He loves exercise, yoga,procrastination, meeting dentists and discuss oral health issues, cooking, internet, coupon codes, and traveling to new places.

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