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Best Accounting Software for Restaurants: Reviewed & Ranked

The right mobile POS system can let you run an entire restaurant from the palm of your hand. But which is best for you?
Adam Rowe: headshot
Written By
Reviewed By
Updated on October 16, 2026

In our hands-on usability testing, Zoho Books emerged as the easiest accounting platform to navigate, making it particularly well-suited for small food businesses.

On the other hand, Xero may be a better choice for larger, more established restaurants – boasting impressive budgeting and financial planning tools and a much larger library of third-party integrations – while FreshBooks‘ gradual learning curve and 24/7 support center will be ideal for those trying out accounting software for the first time.

Our researchers tested each provider to assess their suitability for restaurants and other food businesses. Read on to learn how they compare when it comes to accounting features, hospitality-focused tools, user experience, price, and more.

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Best Restaurant Accounting Software for:
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Xero

Zoho Books

QuickBooks

FreeAgent

FreshBooks

4.6
4.8
4.6
4.3
4.1

$27/month $2.70/month for the first 6 months

Free

$20/month $10/month for first 3 months

$27/month Currently discounted to $13.50/month for first 6 months

$23/month $4.60/month for the first 4 months

  • Over 1,000 third party integrations
  • Useful client portal for self-service needs
  • Robust fixed asset tracking functionality
  • Extensive data import/export features
  • Time tracking tools with billable hours conversion
  • Highly effective transaction documentation
  • Extensive analytics template customization
  • Automatic alerts for mismatched balances
  • Built-in cash flow projection tools
  • Simple, low cost pricing options for businesses
  • Built-in tax forecasting tools
  • Helpful cash flow alerts for surpluses/shortfalls
  • Competitive pricing
  • Time-tracking features with invoice compatibility
  • 24/7 customer support options
  • Steep learning curve for advanced features
  • Outdated, poorly designed interface
  • Must give one-month notice before cancellation
  • Higher than average transaction fees
  • No customer support outside business hours
  • Limited non-Zoho integrations
  • Initial learning curve is quite steep
  • No time-tracking features
  • Support resources sometimes fail to load
  • Overly complex and unhelpful support options
  • Difficult to navigate for basic feature usage
  • Cannot import invoices directly from a computer
  • Limited functionality in mobile app
  • No forecasting or budgeting features
  • No multi-currency invoicing available

Best for Tracking Budgets

Best for Managing Suppliers

Best Value for Money

Try Xero now Try Zoho Books Try QuickBooks Get Quotes Try FreshBooks

We’ve included quick reviews of the features and price for each top restaurant accounting software solution below. Click the provider name to jump to its review, or scroll down to see them all in turn.

  1. Zoho Books – Best accounting software for restaurants overall
  2. Xero – Best for more established restaurants
  3. QuickBooks – Best for multi-location food businesses
  4. FreeAgent – Best for smaller food vendors
  5. FreshBooks – Best for accounting software beginners

  • Price from: $0 per month
  • Free trial: 14 days
  • Company overview: Launched in 2011, Zoho Books is a cloud-based accounting software that helps businesses manage financial operations, streamline invoicing, and maintain tax compliance.

Zoho Books is the best accounting software for restaurants overall due to its intuitive interface, robust bookkeeping tools, and built-in inventory tracking.

It also offers the best core accounting features out of any provider we researched, and its stock management features can be used to help restaurants track key ingredients and supplies. Combine this with its intuitive, easy-to-use interface and an affordable entry price, and you can probably understand how it beat rivals like Xero and QuickBooks to the top spot.

Zoho Books’ platform lets you set up recurring invoices, send payment reminders to clients, and view when clients have viewed invoices. Unlike competitors like FreshBooks, Zoho Books even supports multi-currency invoicing, making it a solid choice for restaurants tracking invoices from international suppliers.

Zoho Books

  • Pros

    • Extensive data import/export features built in
    • Time tracking tools with billable hours conversion for invoicing
    • Highly effective transaction documentation
  • Cons

    • No customer support outside business hours (no weekends)
    • Limited third-party integrations outside of Zoho
    • Shorter free trial than most other accounting platforms
  • price tag Free: $0/month
  • price tag Standard: $15/month
  • price tag Professional: $40/month
  • price tag Premium: $60/month
  • price tag Elite: $120/month
  • price tag Ultimate: $240/month

How much does Zoho Books cost?

Zoho Books offers a total of six packages, starting with its free plan that costs $0 per month. This comes with a generous amount of features, including invoice, expense and quote creation, sales receipts, vendor management, bank reconciliation, and more.

For more advanced features, Zoho Books’ paid plans include:

  • Standard ($15/month): Progress invoicing, sales/use tax tracking, bank feed connection, custom reports, transaction period locking, custom fields, journal templates, and API access.
  • Professional ($40/month): Sales/purchase order tracking, multi-currency transactions, bill timesheets, inventory tracking, price list creation, customizable business workflows, and custom user roles.
  • Premium ($60/month): Basic revenue recognition, fixed asset management, profit margins, budget management, cashflow forecasting, custom domain setup, custom buttons, and custom function management.
  • Elite ($120/month): Advanced revenue recognition, dashboard customization, blueprints, serial number tracking, shipping label printing, shipment tracking, and bin location tracking.
  • Ultimate ($240/month): 50+ pre-built data visualization, KPI tracking, report collaboration, and embedded reports in websites/applications.

What are Zoho Books’ top restaurant features?

Aside from core accounting features, Zoho Books also offers in-house inventory management through its Zoho Inventory platform. The software gives restaurants a way to centralize their inventory system by tracking stock levels in real time and monitoring the valuation and worth of their stock.

Zoho Books effectively supports basic ingredient and stock tracking, whereas large-scale operations requiring real-time perishability tracking should opt for Xero.

Zoho’s accounting software also supports different tax types like VAT and CIS and automatically applies relevant tax rules and calculations based on current tax laws, eliminating the need for busy restaurants to hire an external accountant to manage the process on their behalf.

We were able to get help with tasks like creating invoices thanks to the built-in AI chatbot. Source: Tech.co testing

We were able to get help with tasks like creating invoices thanks to the built-in AI chatbot. Source: Tech.co testing

Our experience with Zoho Books

Zoho Books features a streamlined, modern interface designed for straightforward navigation.

Our team of user testers was really impressed by how logical and intuitive the platform was, specifically when it came to carrying out simple tasks like managing invoices and quotes. In fact, we found Zoho Books the easiest accounting software to use overall, which will be a huge bonus for small restaurants that want to avoid a steep learning curve.

Zoho Books’ app library isn’t as extensive as QuickBooks or Xero. However, the accounting software does seamlessly integrate with the rest of Zoho’s product suite, which houses apps like Zoho CRM, Zoho Expense, and Zoho Inventory. Zoho Books users can connect with a selection of third-party apps too, including CRM platforms and POS systems like Shopify and Loyverse.

Zoho Books allowed us to track inventory directly in the platform. Source: Tech.co testing

Zoho Books allowed us to track inventory directly on the platform. Source: Tech.co testing

  • Price from: $27 per month
  • Free trial: 30 days
  • Company overview: A leading accounting platform, serving millions of small-to-medium-sized businesses (SMBs), sole traders, and accounting professionals across North America, the UK, Australia, and New Zealand.

Xero is the top accounting software for established restaurants, offering an impressive array of book-balancing and sector-specific tools while running special pricing deals that place it within the budgets of most restaurants.

The platform also offers standout cash flow projection tools and an expansive library of over 1000 third-party integrations. Meanwhile, its core accounting tools include granular invoice features, tax capabilities that automatically account for changing regulations, and journal entry features that automatically reflect entries in general ledgers.

Additionally, it has standout reporting features for restaurants interested in boosting their sales performance, letting you create custom reports based on your business’s specific needs and filter results by metrics like date range and customer name.

Xero

  • Pros

    • Over 1,000 third-party integrations available
    • Useful client portal for clients to access financial information
    • Robust fixed asset tracking functionality with depreciation values
  • Cons

    • Steep learning curve for advanced features like workflows
    • Outdated, poorly designed interface with difficult navigation
    • Must give one-month notice before cancellation
  • price tag Early: $27/month
  • price tag Growing: $59/month
  • price tag Established: $97/month
  • price tag 90% off all plans for the first 6 months with Tech.co deal

How much does Xero cost?

Xero costs from $27 per month for its Early plan. However, it’s currently running a deal, which discounts its price to just $5.40 per month for the first three months.

The Early plan offers the ability to send quotes and 20 invoices, accept online invoice payments, reconcile bank transactions, and view real-time reports. Other features include smart document capture, sales tax, and a 30-day cashflow forecast.

A step up is the Growing plan, which costs $59 per month ($11.80/month for the first three months). This allows you to send unlimited invoices and quotes, automate and track bills, customize performance dashboards, plus offers tailored financial health scorecards, auto-reconciled transactions, and a 60-day cashflow forecast.

Finally, Xero’s Established plan is $97 per month ($19.40/month for the first three months) and adds a 180-day cashflow forecast, KPI and ratio analysis, multi-currency support, time/cost tracking for projects, employee expense and mileage claims, and international online bill payments.

What are Xero’s top restaurant features?

Xero’s inventory management features let you track up to 4,000 products, which is just another reason why it should be on the radar of more established restaurants. Its inventory software also helped restaurants manage perishable stock, helping them to reduce waste and lost profits as a result.

Xero Invoice Interface

Xero offers a wide range of accounting features, but its interface isn’t as modern as some alternatives. Source: Xero

Unlike with alternatives like FreshBooks and Clear Books, businesses using Xero can estimate the size and timings of upcoming transactions with its Cash Flow Planner add-on. This can help restaurants predict how much cash they could have in the future, helping them prepare for potential revenue spikes or shortages, making Xero a particularly strong option for businesses experiencing rapid growth.

Xero's app store lets you connect with tons of restaurant-focused apps like Square POS and Fresho Inventory

Xero’s app store lets you connect with tons of restaurant-focused apps like Square POS and Fresho Inventory. Source: Tech.co user testing

If Xero doesn’t offer a feature your restaurant needs, chances are you’ll be able to find what you need in Xero’s App Store. The app marketplace gives businesses a choice of over 1000 third-party apps to choose from, including hospitality-focused options like Lightspeed POS and chef order platform REKKI.

What’s more, while Xero doesn’t offer as many payroll features as QuickBooks, the provider’s app store does let you connect with a wide range of third-party platforms like Gusto, ADP, or SurePayroll.

  • Price from: $38 per month
  • Free trial: 30 days
  • Company overview: A global market leader in accounting software that started as a desktop solution and has evolved into a comprehensive cloud ecosystem with dominant market share in North America.

QuickBooks is the top choice for multi-location food businesses, as it lets you track income and expenses for several locations simultaneously using its “class tracking feature“. This capability gives users detailed reports on each restaurant site’s profitability, so they don’t have to track metrics across two different accounts.

The platform offers 49 POS integrations on its app store, including connections to industry leaders like Square, PayPal POS, and Clover. This makes QuickBooks one of the best accounting platforms out there for restaurants interested in synchronizing company sales data.

QuickBooks is capable of streamlining a wide range of accounting processes, from invoice generation and tracking to sales tax management, bank reconciliation, and more. The platform even lets you chase up outstanding invoices with payment reminders and view when clients have viewed bills.

QuickBooks

An advanced platform that provides financial insights and customization options
  • Pros

    • Extensive analytics template customization
    • Automatic alerts for mismatched balances
    • Built-in cash flow projection tools
  • Cons

    • Steep learning curve for advanced functionality
    • Limited customer support resources for self-help
    • No time tracking features
  • price tag Solopreneur: $20/month
  • price tag Simple Start: $38/month
  • price tag Essentials: $85/month
  • price tag Plus: $140/month
  • price tag Advanced: $340/month
  • price tag 50% off for first 3 months on all plans

How much does QuickBooks cost?

QuickBooks pricing starts at $38 per month with the Simple Start plan, which includes income and expense tracking, cash flow management, and bookkeeping automation features.

QuickBooks is also running a special pricing promotion where businesses get 50% off all plans for the first three months, enabling you to try its Simple Start tier for just $19 per month.

Other plans include:

  • Essentials ($85/month): includes automatic invoicing, auto-payment schedules, and access for up to three users.
  • Plus ($140/month): includes inventory tracking, advanced cash flow features, and access for up to five users.
  • Advanced ($340/month): includes actionable insights, batch invoicing, and premium dedicated support.

Our experience with QuickBooks

We found QuickBooks a bit complex to navigate, suggesting that it may not be the natural choice for small food vendors seeking a simple solution.

However, its useful help and support center helps to ease the learning process. You’re able to resolve queries through live agents or an AI chatbot if you’d prefer not to speak to someone in person.

The provider also offers an expansive user forum and knowledge center, for users interested in solving problems independently. This flexible knowledge center is especially useful for busy restaurants that work outside traditional hours, and it’s a big reason why QuickBooks was able to outrank competitors like FreshBooks and FreeAgent.

QuickBooks lets you set up recurring invoices, automatic invoice sending, and more

The QuickBooks app library provide us with access to more than 750 third-party integrations. Source: Tech.co testing

What are QuickBooks’ top restaurant features?

QuickBooks offers its very own payroll service -QuickBooks Payroll. This platform is fully integrated into its accounting software and gives users a way to manage payroll tasks like tax calculations, direct deposits, HR support, and accounting processes from one single platform.

QuickBooks also offers inventory management tools, although our research found they aren’t as capable as Zoho Books or Xero, as most plans don’t let you track batches or log expiration dates, making them less suitable for restaurants managing perishable goods.

The accounting giant didn’t score as well as Zoho Books in our accounting features research category, largely because the platform doesn’t offer time-tracking tools as part of its core offering. However, if you’re planning to use a platform to accurately manage labor costs, you’ll be able to access this capability using QuickBooks’s impressive app library.

The QuickBooks app library provide us with access to more than 750 third-party integrations. Source: Tech.co testing

The QuickBooks app library provide us with access to more than 750 third-party integrations. Source: Tech.co testing

  • Price from: $27 per month
  • Free trial: 30 days
  • Overview: Founded in Edinburgh, Scotland, FreeAgent is a lightweight and low-friction alternative to feature-heavy platforms like QuickBooks.

FreeAgent is a great solution for small restaurants and food vendors, as it offers the most beginner-friendly platform with a shallow learning curve and a clear layout – making it a failsafe option for those using accounting tools for the first time.

Its simple yet effective suite of features makes it a great choice for smaller restaurants with relatively basic accounting needs. However, it’s also the only provider that offers built-in tax forecasting and planning features, so it’s an equally promising choice for restaurants that want to use accounting software to manage tax-related processes.

It also doesn’t hold back on core accounting features either – giving users access to a wide range of book-balancing tools, including accounts receivable and accounts payable, bank reconciliation, and reports that measure financial activity.

FreeAgent

  • Pros

    • Simple, low cost pricing options for businesses
    • Built-in tax forecasting tools for future financial planning
    • Helpful cash flow alerts for surpluses and shortfalls
  • Cons

    • Overly complex and unhelpful support options
    • Difficult to navigate for basic feature usage
    • Distracting call-to-action buttons everywhere
  • price tag Billed monthly: $27/month
  • price tag Billed annually: $270/year
  • price tag 30-day free trial

How much does FreeAgent cost?

FreeAgent has a very simple pricing structure, with only one plan that costs $27 per month when billed monthly or $270/year when billed annually.

However, with the provider’s current 50% off deal, you’re able to pay just $13.50 per month for the first six months on the monthly plan and $135 for the first year on the annual plan, making the platform more affordable than alternatives like Zoho Books initially.

FreeAgent lets you make granular edits to your invoices, included changing the table style and density

FreeAgent lets you make granular edits to your invoices, included changing the table style and density. Source: FreeAgent

What are FreeAgent’s top restaurant features?

FreeAgent offers a Tax Timeline, which enables users to see their upcoming dates for self-assessment, payroll, VAT, and more. This useful feature helps businesses to forecast their taxes and cash flow, making it easier for them to plan financially for the future. It also offers some very basic stock management features, enabling users to add items to their inventory and keep track of what they sell.

While FreeAgent doesn’t offer payroll features in-house, the platform does let you access the feature by connecting with apps like Staffology, BrightPay, and Employment Hero. These extras do come at a premium, however, so if you don’t want to spend extra for payroll tools, we’d go for a provider that offers the capability in-house like Xero, instead.

However, because FreeAgent is primarily geared towards freelancers and small businesses, it lacks some sector-specific features from which restaurants would benefit. For instance, the platform offers very limited POS integrations for businesses looking to sync systems and lacks restaurant-specific reporting options. Its poor multi-location support also doesn’t make it a good option for large chain restaurants or food truck fleets, especially in comparison to bigger providers like QuickBooks and Xero.

FreeAgents Tax Timeline helps businesses prepare for future outgoings

FreeAgents Tax Timeline helps businesses prepare for future outgoings. Source: FreeAgent

  • Price from: $23 per month
  • Free trial: 30 days
  • Company overview: Launched in 2003, FreshBooks helps businesses manage tasks like creating invoices, tracking expenses, accepting online payments, and more.

FreshBooks is ideal for accounting software beginners, such as new restaurant owners managing simple processes. Not only is it very easy to set up and navigate, but its reliable 24/7 help and support center is always available to help users with any potential hitches they might have with the software.

FreshBooks’s core accounting toolkit will be able to meet the needs of most small restaurants and food businesses. The platform’s customizable invoice feature takes the headache out of creating bills, and you’re also able to use the software to send clients payment reminders, and automatic late fees as soon as the invoice becomes overdue.

It also lets you duplicate previous invoices to streamline the process, making it easier to create recurring invoices without having to start from scratch each time. This helps businesses save time, reduce manual data entry and maintain consistency when billing regular clients.

FreshBooks

  • Pros

    • Intuitive, easy-to-use interface for beginners
    • Time tracking features with invoice compatibility
    • 24/7 customer support options for platform help
    • Automated reminders are included on all plans
  • Cons

    • Limited functionality in mobile app
    • No forecasting or budgeting features for future analysis
    • Few custom reporting options
    • Lower-tier plans restrict the number of active clients you can bill
  • price tag Lite: $23/month
  • price tag Plus: $43/month
  • price tag Premium: $70/month
  • price tag 90% off all plans for the first 3 months

How much does FreshBooks cost?

FreshBooks’ pricing begins at $23 per month for its entry-level Lite plan, which is ideal for small restaurants with basic accounting needs.

It only lets you send invoices to five clients, though, so if you’ve got a wider network, we’d recommend going for the Plus ($43/month) for up to 50 clients, or Premium tier ($70/month) for unlimited clients – while its custom-priced Select plan will be a suitable fit for larger restaurants with complete requirements.

The Plus plan also lets you track expenses in real time, generate tax-time reports, run financial and accounting reports, and create estimates, proposals, and client retainers. Meanwhile, the Premium plan adds bill receipt scanning, accountant access, project profitability, and customizable email templates.

FreshBooks is also running a special deal that discounts the Lite plan to just $1 per month for the first year. You can also get 80% off for the first three months for the Plus and Premium plans, taking the price down to $8.60/month and $14/month, respectively.

Source: Tech.co testing

FreshBooks makes managing invoices straightforward. Source: Tech.co user testing

What are FreshBooks’ top restaurant features?

FreshBooks lets you handle simple processes like adding, editing, and reviewing inventory for billable items. The platform even lets you track fixed assets, which is a feature that even QuickBooks reserves for its priciest tier. However, FreshBooks won’t be suitable for food businesses serious about reducing waste, as it lacks advanced capabilities like perishable goods management.

Full-service restaurants with high turnover might also struggle with FreshBooks, as the platform lacks robust forecasting and budgeting tools. It also doesn’t let users create custom reports to measure metrics like sales and employee performance, either, which would be frustrating for restaurants keen on measuring a variety of metrics.

FreshBooks inventory management

FreshBooks’ inventory management makes it easy to add new items and apply relevant taxes. Source: FreshBooks

If FreshBooks lacks a feature you need, the provider does let you expand its service with over 100 third-party integrations capable of managing a wide range of processes, including tax preparation, time tracking, and appointment booking. FreshBooks’ App Store definitely doesn’t hold a candle to providers like Xero, as it lacks many options restaurants would benefit from, including POS options.

Moreover, if you need an accounting platform that’s capable of tracking upcoming expenses and creating cash flow projections, you’d be better off going with an alternative like QuickBooks or Zoho Books instead.

Not every accounting platform will be able to cater to the unique needs of restaurants. Instead of looking for a one-size-fits-all platform, you’ll need to focus on what features your restaurant needs and work backward from there. 

Here are some important aspects to consider when shopping for a restaurant-friendly accounting platform. 

  • Core accounting features – In order to balance your books efficiently, you’ll need a piece of software that provides strong invoicing, tax preparation, and payment features. If you’re looking to maintain a healthy cash flow, it’s worth finding a platform with capable forecasting and budgeting tools too.
  • Stock management features – Strong inventory management software can help restaurants control the costs of food and beverages, reduce unnecessary waste and spoilage, and anticipate when stocks need to be reordered. This capability will be all the more essential if it’s not offered in your POS system.
  • Labor cost controls – The right accounting system will also be able to help you manage employee schedules, monitor labor costs as a percentage of revenue, and track working hours. This feature will be especially useful for restaurants with large teams. 
  • POS integrations – Connecting your accounting platform to your POS system will help you streamline your operations by centralizing your company data and automating payment processes. The integration will also remove the need to log down sales information manually, saving your team precious time.
  • Payroll integrations – Choosing a platform with integrated payroll functions will make it much easier for busy managers to manage employee payments, and comply with labor regulations. If a piece of accounting software doesn’t offer this feature in-house, we recommend checking if its capable of integrating with third-party software.

At Tech.co, we take our impartial research and analysis seriously, so you can have complete confidence that we’re giving you the clearest, most useful recommendations.

After conducting an initial investigation to identify the most relevant, popular, and established accounting tools in the market, we conducted further research, including testing six major accounting software platforms.

Based on years of market and user needs research, we’ve established an accounting software testing methodology that scores these platforms against six main categories, and 25 subcategories — with a total of 1,512 areas of investigation being considered overall.

We also put the platforms through their paces with hands-on testing to gain a deeper grasp of their average user experience. We dedicated 57 hours to carrying out 37 user tests, with a total of 555 tasks being completed in total.

Our main testing categories for accounting software are:

  • Core accounting features: We check how adept a platform will be at managing accounting tasks, focusing on key bookkeeping features like invoicing, tax preparation, journal entry, time tracking, financial transactions, and payment support. 
  • Operational efficiency: We determine how capable a system is at ensuring day-to-day processes run seamlessly, paying close attention to third-party integrations, collaboration tools, AI automation, and customization options. 
  • Financial planning: We assess how capable a system will be at measuring income, profits, and losses. Specifically, we check for the presence and quality of forecasting and budgeting, inventory management, reporting, and compliance tools. 
  • Help and support: We assess how useful and reliable a platform’s support system is, focusing on support options, whether it’s 24/7 support or knowledge center accuracy, as well as cloud backup, and security safeguards.
  • Pricing: We compare the overall cost of each platform, taking factors like monthly costs, set-up fees, hidden fees, and free plans into account. We also measure how strict contracts are, and how much it would cost for a business to terminate them early. 
  • User experience: An overall judgment of how easily users can interact with the platform. We tested each accounting platform and got our team to report how easy they were to use, how they felt when they were using them, and how likely they were to recommend the platform to another business. 

When it comes to calculating a product’s final score, not all testing areas are weighted evenly, with factors like “core accounting features” and “operational efficiency” being prioritized for small businesses, while sector-specific features are valued more highly for businesses across different industries.

We understand that accounting software is always evolving. That’s why at Tech.co, we have full-time product researchers to re-run this testing process regularly. It’s the only way to ensure our results remain reflective of the present day.

Learn more about our research.

Most accounting software can connect directly to POS systems through an API or third-party app. When integrated, end-of-day sales data, tax breakdowns, payment types (cash vs. card), and tips automatically sync from your POS into your general ledger, meaning there’s no need for manual data entry. If a direct integration isn’t available, you can usually import daily sales summaries via CSV files, use middleware tools like Zapier, or use custom API integrations.

While software like Zoho Books offers general stock valuation, dedicated recipe costing – such as calculating the exact cost of a dish based on raw ingredient weight – typically requires a dedicated restaurant inventory tool (such as MarketMan or Toast) integrated into the accounting software.

Yes. Accounting platforms track tip payouts as liabilities or expenses, but calculating tip pools, tip credits, and payroll taxes usually requires connecting dedicated payroll software (such as Gusto, 7shifts, or QuickBooks Payroll) or an integrated POS system.

Most restaurants benefit from accrual accounting because it matches sales with the corresponding expenses (like food inventory purchased on credit) in the same period, providing a realistic view of daily margins. However, most cloud accounting software support both methods.

Most accounting software allows you to capture invoices digitally (via photo upload or receipt scanning integrations), match them to purchase orders, and set up bill payment rules to take advantage of supplier early-payment discounts while maintaining cash flow.

Written By

Adam Rowe: headshot

Adam has written at Tech.co for ten years, currently as Fleet & Logistics Editor. He also worked at logistics newletter Inside Lane and was a Forbes Contributor on the publishing industry, for which he was named a Digital Book World 2018 award finalist. His work has appeared in publications including Popular Mechanics and IDG Connect, and his art history book on 1970s sci-fi, ‘Worlds Beyond Time,’ was a 2024 Locus Awards finalist. When not working on his next art collection (out September 2027), he’s tracking the latest news on dash cams, fuel cards, and the future of fleet.

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Reviewed By

As the Taking Payments Editor, Emily specialises in content around POS, merchant accounts, and accounting – helping SMEs understand the tools and services they need to take payments confidently and grow their businesses. She also holds an MSc in Digital Marketing and Analytics, giving her the knowledge and skills to create a diverse range of creative and technical content. With a genuine passion for helping small businesses grow, Emily is all about making complex topics accessible and creating content that can help make a difference.

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